Full loan lifecycle from application to write-off. Client and group management, savings accounts, guarantor tracking, collateral valuation, BOT compliance returns, and SMS/WhatsApp reminders. Built for Tanzanian microfinance institutions and SACCOs.Mzunguko kamili wa mkopo kutoka maombi hadi kufutwa. Usimamizi wa wateja na vikundi, akaunti za akiba, ufuatiliaji wa wadhamini, tathmini ya dhamana, ripoti za utiifu wa BOT, na ukumbusho kwa SMS/WhatsApp. Imeundwa kwa taasisi za microfinance na SACCOs za Tanzania.
A live look at the Microfinance workspace your team will use every day.Mwonekano halisi wa eneo la kazi la Microfinance timu yako itakayotumia kila siku.
Register individual clients and lending groups. Maintain client profiles, track credit history, and generate credit reports. One system for both individual and group-based lending models.Sajili wateja binafsi na vikundi vya ukopeshaji. Hifadhi profaili za wateja, fuatilia historia ya mkopo, na zalisha ripoti za mkopo. Mfumo mmoja kwa mikopo ya mtu binafsi na ya kikundi.
Structured four-stage workflow: submit, appraise, approve, disburse. Every loan moves through defined stages with full tracking. Use the loan quote calculator to estimate terms before applying.Mtiririko wa hatua nne: wasilisha, tathmini, idhinisha, toa. Kila mkopo unapitia hatua zilizofafanuliwa na ufuatiliaji kamili. Tumia kikokotoo cha mkopo kukadiria masharti kabla ya kuomba.
Manage client savings accounts with deposits and withdrawals. Track balances alongside loan accounts for a complete view of each client's financial position within your institution.Simamia akaunti za akiba za wateja na amana na uondoaji. Fuatilia salio pamoja na akaunti za mikopo kwa mtazamo kamili wa hali ya kifedha ya kila mteja.
Record guarantors and their agreements for each loan. Track collateral with valuation and acceptance workflows. All security documentation linked directly to the loan record.Rekodi wadhamini na makubaliano yao kwa kila mkopo. Fuatilia dhamana na tathmini na mtiririko wa kukubali. Nyaraka zote za usalama zimeunganishwa moja kwa moja na rekodi ya mkopo.
Generate Bank of Tanzania compliance returns directly from your loan data. Portfolio snapshots, aged loan analysis, and performance reporting keep you regulator-ready at all times.Zalisha ripoti za utiifu wa Benki Kuu ya Tanzania moja kwa moja kutoka data yako ya mikopo. Picha za jalada, uchambuzi wa mikopo iliyozeeka, na ripoti za utendaji zinakuweka tayari kwa mdhibiti.
Send payment reminders and collection messages via SMS or WhatsApp. Automated notifications keep clients informed about upcoming payments and overdue balances.Tuma ukumbusho wa malipo na ujumbe wa makusanyo kupitia SMS au WhatsApp. Arifa za kiotomatiki zinawajulisha wateja kuhusu malipo yanayokuja na salio lililochelewa.
Your entire loan book in one dashboard. Active loans, disbursements this month, PAR breakdown, and collection performance — all live. Drill down by branch, loan officer, or product to find exactly what you need.Jalada lako lote la mikopo kwenye dashboard moja. Mikopo hai, malipo ya mwezi huu, mgawanyiko wa PAR, na utendaji wa makusanyo — yote ya wakati halisi. Chunguza kwa tawi, afisa wa mikopo, au bidhaa.
Every loan starts with proper KYC. Verify client identity, assess creditworthiness, route through committee approval, and disburse — all digitally. No paper forms, no lost applications, no compliance gaps.Kila mkopo unaanza na KYC sahihi. Thibitisha utambulisho wa mteja, tathmini uwezo wa mkopo, peleka kupitia idhini ya kamati, na toa malipo — yote kidijitali. Hakuna fomu za karatasi, hakuna maombi yaliyopotea.
Generate Bank of Tanzania Monthly Supervision Plan reports in minutes, not days. Balance sheet, income statement, capital adequacy, and loan classification — all in the exact format BOT requires. One click to generate, one click to export.Tengeneza ripoti za Mpango wa Usimamizi wa Kila Mwezi wa Benki Kuu ndani ya dakika, si siku. Balance sheet, taarifa ya mapato, utoshelevu wa mtaji, na uainishaji wa mikopo — kwa muundo halisi wa BOT. Bonyeza moja kuzalisha, bonyeza moja kuhamisha.
Create your institution account in 60 seconds. No credit card required. 10-day free trial with all features.Tengeneza akaunti ya taasisi yako ndani ya sekunde 60. Hakuna kadi ya benki. Majaribio ya siku 10 bure.
Set up your loan products — interest rates, terms, fees, and repayment schedules. Group and individual templates ready to use.Weka bidhaa zako za mikopo — viwango vya riba, masharti, ada, na ratiba za malipo. Templeti za kikundi na mtu binafsi tayari kutumika.
Add clients with digital KYC. Upload ID documents, verify identity, and create client profiles. Import existing clients from Excel.Ongeza wateja na KYC ya kidijitali. Pakia nyaraka za utambulisho, thibitisha utambulisho, na tengeneza profaili. Ingiza wateja kutoka Excel.
Process applications, approve loans, disburse funds, and collect repayments. BOT reports generate automatically.Shughulikia maombi, idhinisha mikopo, toa fedha, na kusanya malipo. Ripoti za BOT zinazalishwa kiotomatiki.
Plus seamless integration with Nzura Accounting, Payments, and Reporting modules — your loan data flows into your financial statements automatically.Pamoja na muunganisho wa Nzura Accounting, Payments, na Reporting — data ya mikopo inaingia kwenye taarifa zako za kifedha kiotomatiki.
Monthly Supervision Plan reports generated in the exact format Bank of Tanzania requires. Capital adequacy, asset quality, earnings, and liquidity — all calculated automatically.Ripoti za Mpango wa Usimamizi wa Kila Mwezi zinazalishwa kwa muundo halisi wa Benki Kuu ya Tanzania. Utoshelevu wa mtaji, ubora wa mali, mapato, na ukwasi — yote kiotomatiki.
Full Know Your Customer and Anti-Money Laundering compliance. NIDA verification, document retention, suspicious transaction flagging, and complete audit trail for every client.Utiifu kamili wa KYC na Kupambana na Utakatishaji wa Fedha. Uthibitishaji wa NIDA, uhifadhi wa nyaraka, na njia kamili ya ukaguzi kwa kila mteja.
Loan classification, provisioning, and write-off per BOT prudential guidelines. Five-tier classification system with automatic provisioning calculation.Uainishaji wa mikopo, utengaji, na kufutwa kwa mujibu wa miongozo ya busara ya BOT. Mfumo wa uainishaji wa ngazi tano na hesabu ya utengaji kiotomatiki.
Client personal and financial data encrypted at rest and in transit. Servers in Tanzania. Full compliance with Personal Data Protection Act. Role-based access control.Data za kibinafsi na kifedha za wateja zimefichwa. Servers ndani ya Tanzania. Utiifu kamili wa PDPA. Udhibiti wa ufikiaji kwa jukumu.
Join Tanzanian microfinance institutions and SACCOs already using Nzura. BOT compliant, digital KYC, real-time PAR. Start free — no credit card required.Jiunge na taasisi za microfinance na SACCOs za Tanzania zinazotumia Nzura. Inakidhi BOT, KYC ya kidijitali, PAR ya wakati halisi. Anza bure — hakuna kadi ya benki.
