New ✨ Nzura Business OS is now live — 19 apps, one platform.Nzura Business OS iko live — programu 19, jukwaa moja. Start free →Anza bure →
🤖 AI Native Business SoftwareMfumo wenye AI ndani yake

All Your Apps to
Run and Grow
Your Business
Mfumo wa
Kuendesha na Kukuza
Biashara Yako

📊 Accounting 💰 Payments 📦 Inventory 🛒 Procurement 🏭 Manufacturing 🏨 Hotel 🌾 Farming 🤝 CRM 👷 HR & Payroll 🏦 Microfinance 🧾 TRA VFD 📱 Social Media 📨 Messaging 🤖 AI CPA 📈 Reporting 👔 Teamwork 🗂️ Filing Pro 🛍️ Ecommerce 🖥️ POS

all connected in one systemzote zimeunganishwa katika mfumo mmoja

NSSF & WCF TRA VFD IntegratedTRA VFD Imeunganishwa

Fully integrated withImeunganishwa kikamilifu na

Tax & FiscalKodi & Fedha
TRA-VFD Online ReceiptingRisiti Mtandaoni
Payment GatewaysMalango ya Malipo
ClickPesa AzamPay Selcom
Bulk SMSSMS Wingi
Beem.africa NextSMS
Social MediaMitandao ya Kijamii
Facebook Instagram Threads LinkedIn X
Nzura Business Operating System
PricingBei Zetu

Simple, Transparent PricingBei Rahisi na Wazi

Pay only for what you use. No hidden fees, no billing surprises.Lipa kwa unayotumia tu. Hakuna ada zilizofichwa, hakuna mshangao wa bill ya mwezi.

Marketing
TZS 15,000
/month — 3 Apps/mwezi — Programu 3

Built for outreach, leads, and customer follow-up.Imeundwa kwa uhamasishaji, leads, na ufuatiliaji wa wateja.

Start Free Trial →Anza Majaribio Bure →
IncludedZilizojumuishwa
  • 📨 Messaging — SMS, WhatsApp, email
  • 📱 Social Media — Posts, inbox, scheduling
  • 🤝 CRM — Customers, leads, pipeline
Accounting
TZS 20,000
/month — 12 Apps/mwezi — Programu 12

Core finance and operations stack for growing teams.Mfumo mkuu wa fedha na uendeshaji kwa timu zinazokua.

Start Free Trial →Anza Majaribio Bure →
IncludedZilizojumuishwa
  • 📊 Accounting — P&L, ledger, VAT
  • 💰 Payments — AzamPay, Selcom, ClickPesa
  • 📦 Inventory — Stock, tracking, alerts
  • 🛒 Procurement — Purchase orders, goods receipt, suppliers
  • 👷 HR & Payroll — PAYE, NSSF, WCF
  • 🧾 TRA VFD — EFD, VAT, receipts
  • 🤖 AI CPA — AI finance copilot
  • 📈 Reporting — Dashboards, analytics
  • 🖥️ POS — Retail, tills, receipts
  • 🛍️ Ecommerce — Store, orders, catalog
  • 👔 Teamwork — Tasks, projects, approvals
  • 🗂️ Filing Pro — Returns, deadlines
🏦 MFI
Microfinance
TZS 30,000
/month — 16 Apps incl. MFI/mwezi — Programu 16 zikiwemo MFI

Built for SACCOs, MFIs, and cooperative lenders. Full loan lifecycle, KYC, PAR reporting, plus all Nzura business modules.Imeundwa kwa SACCOS, MFI, na taasisi za mikopo. Mzunguko wote wa mkopo, KYC, ripoti za PAR, na moduli zote za biashara.

Start Free Trial →Anza Majaribio Bure →
IncludedZilizojumuishwa
  • 🏦 Microfinance — Loan management, KYC verification, PAR reporting, disbursements, repayment tracking, group lending, savings accounts
  • 📊 Accounting — P&L, ledger, VAT
  • 💰 Payments — AzamPay, Selcom, ClickPesa
  • 📦 Inventory — Stock, tracking
  • 🛒 Procurement — Purchase orders, goods receipt, suppliers
  • 👷 HR & Payroll — PAYE, NSSF, WCF
  • 🧾 TRA VFD — EFD, VAT, receipts
  • 🤖 AI CPA — AI finance copilot
  • 📈 Reporting — Dashboards, analytics
  • 👔 Teamwork — Tasks, projects, approvals
  • 🗂️ Filing Pro — Returns, deadlines
  • 🖥️ POS — Retail, tills, receipts
  • 🛍️ Ecommerce — Store, orders, catalog
  • 📨 Messaging — SMS, WhatsApp, email
  • 📱 Social Media — Posts, inbox, scheduling
  • 🤝 CRM — Customers, leads, pipeline
🏨 HospitalityUkarimu
Hotel
TZS 50,000
/month — 17 Apps incl. Hotel/mwezi — Programu 17 zikiwemo Hotel

Full hospitality operations — reservations, folios, housekeeping, room charges — plus every Nzura business module behind it.Uendeshaji kamili wa ukarimu — reservations, folio, housekeeping, room charges — pamoja na moduli zote za biashara.

Start Free Trial →Anza Majaribio Bure →
IncludedZilizojumuishwa
  • 🏨 Hotel — Room reservations, guest folios, housekeeping management, room charges, check-in/check-out, rate management, occupancy reports
  • 🏭 Manufacturing — Kitchen, production
  • 📊 Accounting — P&L, ledger, VAT
  • 💰 Payments — AzamPay, Selcom, ClickPesa
  • 📦 Inventory — Stock, tracking
  • 🛒 Procurement — Purchase orders, goods receipt, suppliers
  • 👷 HR & Payroll — PAYE, NSSF, WCF
  • 🧾 TRA VFD — EFD, VAT, receipts
  • 🖥️ POS — Retail, tills, receipts
  • 🛍️ Ecommerce — Store, orders, catalog
  • 🤝 CRM — Customers, leads, pipeline
  • 📨 Messaging — SMS, WhatsApp, email
  • 📱 Social Media — Posts, inbox, scheduling
  • 🤖 AI CPA — AI finance copilot
  • 📈 Reporting — Dashboards, analytics
  • 👔 Teamwork — Tasks, projects, approvals
  • 🗂️ Filing Pro — Returns, deadlines

All prices exclude applicable VAT. 10-day free trial on all plans. See full pricing details →Bei zote hazijumuishi VAT. Majaribio ya bure ya siku 10 kwa mipango yote. Angalia bei kamili →

Our AppsProgramu Zetu

19 Apps, One PlatformProgramu 19, Jukwaa Moja

Every app includes built-in AI assistance. Choose what you need — add more as you grow.Kila programu ina AI iliyojengwa ndani. Chagua unachohitaji — ongeza zaidi biashara yako inapokua.

📊
Accounting
P&L, ledger, VAT
AI
Accounting

Full double-entry accounting: P&L, balance sheet, journals, VAT returns, and real-time financial reports.Hesabu kamili: P&L, balance sheet, journals, VAT, na ripoti za fedha za wakati halisi.

💰
Payments
AzamPay, Selcom, ClickPesa
AI
Payments

Collect payments via AzamPay, Selcom, ClickPesa. Automated invoice reconciliation and payment tracking.Pokea malipo kupitia AzamPay, Selcom, ClickPesa. Ukaguzi wa ankara na malipo kiotomatiki.

📦
Inventory
Stock, trackingStoo, kufuatilia
AI
Inventory

Real-time stock tracking, low-stock alerts, serial numbers, and item movement reports.Fuatilia stoo kwa wakati halisi, arifa za stoo chini, serial numbers, na ripoti za harakati.

🛒
Procurement
Purchase orders, supplierswauza
AI
Procurement

Purchase Orders, GRN, supplier management, and vendor portal — fully integrated with your accounts.Purchase Orders, GRN, usimamizi wa wasambazaji, na portal ya wauza iliyojumuishwa na hesabu zako.

🏭
Manufacturing
Production, qualityUzalishaji, ubora
AI
Manufacturing

Plan batches, issue materials, run QC, and close output from one flow. Built for factories, processors, and central kitchens.Panga batch, toa malighafi, fanya QC, na funga uzalishaji. Kwa viwanda, wasindikaji, na central kitchen.

🏨
Hotel
Reservations, foliosUhifadhi, folio
AI
Hotel

Front desk, housekeeping, room charges, and revenue insights in one mobile-first flow. Built for hotels, lodges, and guesthouses.Front desk, housekeeping, room charges, na revenue insight. Kwa hotel, lodge, na guesthouse.

🌾
Farming
Farmers, harvestsWakulima, mavuno
AI
Contract Farming

Track growers, field visits, harvest intake, and settlements with traceability. For agribusiness teams managing outgrower programs.Fuatilia wakulima, field visit, mapokezi ya mavuno, na settlement. Kwa agribusiness teams.

🤝
CRM
Customers, leadsWateja, mauzo
AI
CRM

Customers, leads, sales pipeline, customer history, and relationship analytics in one place.Wateja, leads, pipeline ya mauzo, historia ya wateja, na uchambuzi wa mahusiano mahali pamoja.

👷
HR & Payroll
PAYE, NSSF, WCF
AI
HR & Payroll

PAYE, NSSF, WCF automatic calculations. Payslips via WhatsApp. Leave and allowance management.PAYE, NSSF, WCF kiotomatiki. Payslips kwa WhatsApp. Usimamizi wa likizo na posho.

🏦
Microfinance
KYC, PAR, loansmikopo
AI
Microfinance

BOT-compliant loan management: KYC, step-by-step approval, PAR tracking, and MSP reports.Mikopo inayoidhinishwa na BOT: KYC, idhini ya hatua kwa hatua, PAR tracking, na ripoti za MSP.

🧾
TRA VFD
EFD, VAT, fiscal receiptsrisiti
AI
TRA VFD

EFD fiscal receipts sent directly to TRA. Stay compliant effortlessly — avoid fines.Fiscal receipts za EFD zinazotumwa moja kwa moja kwa TRA. Epuka faini bila juhudi.

🛍️
Ecommerce
Online store, ordersDuka la mtandaoni
AI
Ecommerce

Online store, product catalog, orders, and payment collection — integrated with inventory and accounting.Duka la mtandaoni, bidhaa, oda, na ukusanyaji wa malipo — imeunganishwa na hifadhi na uhasibu.

🖥️
POS
Point of sale, retailMauzo ya rejareja
AI
POS

Point of sale for retail and restaurants. Fast checkout, receipt printing, and real-time sales tracking.Mauzo ya rejareja na mikahawa. Malipo ya haraka, uchapishaji wa risiti, na ufuatiliaji wa mauzo.

📱
Social Media
Facebook, Instagram, X
AI
Social Media

Plan and publish to Facebook, Instagram, and X. Content calendar and performance analytics.Panga na chapisha kwa Facebook, Instagram, na X. Kalenda ya maudhui na uchambuzi.

📨
Messaging
Next SMS, Beam, WhatsApp
AI
Messaging

Bulk SMS, WhatsApp reminders, and email using your own Next SMS or Beam account.SMS kwa wingi, ukumbusho wa WhatsApp, na barua pepe kupitia akaunti yako ya Next SMS au Beam.

🤖
AI CPA
AI financial advisorMshauri wa AI
AI
AI CPA

AI financial advisor trained on Tanzanian law. Ask anything, get deep analysis, make smarter decisions.Mshauri wa AI wa fedha anayejua sheria za Tanzania. Uliza chochote, pata uchambuzi wa kina.

📈
Reporting
Dashboards, analyticsDashboards, uchambuzi
AI
Reporting

Customisable dashboards, deep financial and sales reports, real-time business performance.Dashboards zinazoweza kubadilishwa, ripoti za kina za fedha na mauzo, utendaji wa biashara.

👔
Teamwork
Projects, tasksMiradi, kazi
AI
Teamwork

Projects, tasks, and team collaboration. Track progress and manage employee time in one system.Miradi, kazi, na ushirikiano wa timu. Fuatilia maendeleo na simamia muda wa wafanyakazi.

🗂️
Filing Pro
Documents, filesNyaraka, faili
AI
Filing Pro

Secure document storage, contracts, and legal files. Fast search and granular access control.Hifadhi nyaraka, mikataba, na faili za kisheria kwa usalama. Utafutaji wa haraka na udhibiti.

All 19 apps include built-in AI that learns your business patterns and helps you work smarter.Programu zote 19 zina AI iliyojengwa ndani inayojifunza mifumo ya biashara yako na kukusaidia kufanya kazi kwa akili zaidi.

Built for TanzaniaSuluhisho Letu

Purpose-Built for Tanzanian BusinessNguvu ya Mfumo wa Kisasa kwa Tanzania

Every feature is designed around Tanzanian regulations, language, and the unique challenges of doing business here.Kila kipengele kimefikiria biashara ya Tanzania — sheria zake, lugha yake, na changamoto zake za kipekee.

TRA VFD & Accounting — Legally ReadyTRA VFD & Uhasibu — Tayari kwa Sheria

Your business accounts verified directly with the Tanzania Revenue Authority. EFD fiscal receipts, VAT returns, and real-time P&L — all automated so you stay legally compliant without the stress.Hesabu za biashara yako zinazothibitishwa moja kwa moja na Tanzania Revenue Authority. Fiscal receipts za EFD, VAT returns, na Profit & Loss ya wakati halisi — zote zimesimamishwa kiotomatiki.

  • EFD fiscal receipts sent directly to TRA automaticallyEFD fiscal receipts zinazotumwa moja kwa moja kwa TRA kiotomatiki
  • VAT returns automatically submitted monthlyVAT returns zinazokusanywa na kutumwa kiotomatiki kila mwezi
  • TIN integration and real-time transaction verificationTIN integration na uthibitisho wa wakati halisi wa kila muamala
  • Real-time P&L, Balance Sheet, and Cash Flow reportsRipoti za fedha za wakati halisi — P&L, Balance Sheet, Cash Flow
  • Multi-currency: TZS, USD, EUR with live exchange ratesMulti-currency: TZS, USD, EUR iliyounganishwa na kiwango cha sasa
TRA VFD dashboard showing receipts, fiscalization status, and invoice tracking

Microfinance — BOT RegisteredMicrofinance / Mikopo — Imeorodheshwa na BOT

A complete loan management system built to Bank of Tanzania requirements. Digital KYC, step-by-step approval, automatic PAR tracking, one-click MSP reports, and WhatsApp reminders for borrowers. Operate without audit anxiety.Mfumo kamili wa mikopo ulioundwa mahsusi kwa masharti ya Benki Kuu ya Tanzania. KYC ya kidijitali, idhini ya hatua kwa hatua, PAR tracking ya kiotomatiki, ripoti za MSP kwa kubonyeza moja.

  • One-click BOT MSP reports — 5 minutes not 3 daysRipoti za BOT za MSP kwa kubonyeza moja tu — dakika 5 badala ya siku 3
  • Digital KYC — fast verification of customer documentsKYC ya kidijitali — uthibitisho wa hati za wateja kwa haraka
  • Real-time PAR (Portfolio at Risk) trackingUfuatiliaji wa PAR (Portfolio at Risk) wa wakati halisi
  • Automatic WhatsApp and SMS payment remindersUkumbusho wa malipo kwa WhatsApp na SMS kiotomatiki
  • Group and individual loan models supportedVikundi vya kikundi & mikopo ya kibinafsi — mifano yote
Microfinance dashboard showing loan portfolio, GLP growth trend, PAR distribution, and monthly summary

HR & Payroll — Knows Tanzanian LawHR & Mishahara — Inajua Sheria za Tanzania

PAYE, NSSF, and WCF handled automatically without a single error. Process payroll for 45 employees in under an hour. Send payslips via WhatsApp or email. Manage leave, allowances, and staff benefits with full legal compliance.PAYE, NSSF, na WCF zinashughulikiwa kiotomatiki bila kosa lolote. Mishahara ya wafanyakazi 45 inakamilika ndani ya saa moja. Tuma payslips kwa WhatsApp au barua pepe moja kwa moja.

  • Automatic PAYE per current TRA Tanzania ratesPAYE ya kiotomatiki kulingana na viwango vya sasa vya TRA Tanzania
  • NSSF & WCF automatic monthly calculation and paymentNSSF & WCF hesabu na malipo ya kiotomatiki kila mwezi
  • Payslips via WhatsApp and/or email directlyPayslips zinazotumwa kwa WhatsApp na/au barua pepe moja kwa moja
  • Full leave, overtime, and allowance managementUsimamizi kamili wa likizo, siku za ziada, na posho mbalimbali
  • TRA and NSSF compliant payroll reportsRipoti za mishahara zinazokubaliwa na TRA na NSSF
HR & Payroll dashboard showing employees, payroll breakdown, department headcount, and leave calendar
Legal ComplianceUtiifu wa Kisheria

Built for Tanzanian LawIliyoundwa kwa Sheria za Tanzania

We don't treat compliance as an afterthought. Nzura is built to Tanzanian regulations from the ground up — no bolt-ons, no year-end scrambles.Hatuchukui sheria kwa mzaha — Nzura imejengwa kulingana na kanuni za Tanzania kuanzia mwanzo. Hakuna ugawanyiko wa baadaye au marekebisho ya mwisho wa mwaka.

🏛️

TRA VFD IntegratedIliyounganishwa

Direct EFD connection to Tanzania Revenue Authority. Fiscal receipts sent automatically for every transaction — no extra steps.Uunganisho wa moja kwa moja wa EFD na Tanzania Revenue Authority. Fiscal receipts zinazotumwa kiotomatiki kwa kila muamala.

🏦

BOT CompliantInakubaliana

MSP reports, loan KYC, all Bank of Tanzania requirements built into the system. Full audit trails for any BOT inspection.Ripoti za MSP, KYC ya mikopo, masharti yote ya Benki Kuu ya Tanzania yamewekwa ndani ya mfumo. Audit trails kamili kwa ukaguzi wowote wa BOT.

💼

NSSF & WCF

Automatic calculation of mandatory employer and employee contributions. Monthly reports compliant with NSSF and WCF Tanzania.Hesabu za kiotomatiki za michango ya lazima ya wafanyakazi na waajiri. Ripoti za mwezi zinazokubaliana na NSSF na WCF Tanzania.

🔒

PDPA Tanzania

Secure data storage compliant with Tanzania's Personal Data Protection Act. Your data stays in Tanzania — never sent abroad or to third parties.Uhifadhi salama wa data kulingana na Sheria ya Ulinzi wa Data ya Tanzania (PDPA). Data zako zinabaki ndani ya Tanzania — hazipelekwi nje ya nchi.

Customer StoriesHadithi za Wateja

Trusted by Tanzanian BusinessesWanaotuamini — Biashara za Tanzania

★★★★★

"TRA VFD used to give us headaches every month. With Nzura, receipts go automatically and we haven't worried about TRA compliance since we started.TRA VFD ilikuwa inatupa maumivu ya kichwa kila mwezi. Na Nzura, receipts zinaenda kiotomatiki na hatujawahi wasiwasi kuhusu utiifu wa TRA tangu tulipoanza."

JM
Juma Mwanga
Director, Mwanga Trading Ltd — Dar es SalaamMkurugenzi, Mwanga Trading Ltd — Dar es Salaam
★★★★★

"We process payroll for 38 staff in under 40 minutes now. PAYE, NSSF, WCF — done automatically. It used to take our accountant two full days.Tunashughulikia mishahara ya wafanyakazi 38 ndani ya dakika 40 sasa. PAYE, NSSF, WCF — kila kitu kinafanywa kiotomatiki. Ilimchukua mhasibu wetu siku mbili."

FA
Fatuma Ally
HR Manager, Karibu Supermarket — MorogoroMeneja HR, Karibu Supermarket — Morogoro
★★★★★

"BOT MSP reports used to take three days of manual work. Now I download a ready report in 5 minutes. Our last BOT inspection was the smoothest we've ever had.Ripoti za BOT za MSP zilichukua siku tatu za kazi ya mkono. Sasa napakua ripoti iliyoandaliwa ndani ya dakika 5. Ukaguzi wetu wa mwisho wa BOT ulikuwa laini zaidi tulioona."

AM
Amina Mwasiti
CEO, Mwasiti SACCOS — DodomaMkurugenzi, Mwasiti SACCOS — Dodoma

Ready to Run Your Business
the Right Way?
Uko Tayari Kuendesha Biashara
Yako Kwa Njia Sahihi?

Join 500+ Tanzanian businesses already on Nzura. Start free — no credit card required.Jiunge na biashara 500+ za Tanzania ambazo tayari ziko kwenye Nzura. Anza bure — hakuna kadi ya benki inayohitajika.

AI-PoweredAI Ndani NSSF & WCF